The Bottom Line
Enter DROP Now
Monthly benefit (frozen)
DROP lump sum at exit
Off the job at age
Wait 2 Years
Monthly benefit (frozen)
DROP lump sum at exit
Off the job at age
Total Pension Dollars Over Time
Enter now
Wait 2 yrs
DROP balance while you're in, plus every pension check after you're out. Pension dollars only — salary isn't counted, since you're drawing a paycheck on both paths while you're still riding trucks.